Medicare, made simple by people who care.
Turning 65 or rethinking your coverage? We compare plans from multiple insurance companies, check your doctors and prescriptions, and explain it all in plain English. In person, by phone or by video. No pressure, and no cost to you.
Local? Choose "in person" when you book. Out of state? We'll call you.
- Local, licensed agents
- Help in 16 states
- Plans from multiple carriers
- No cost for our help
One local team for your Medicare and beyond
We'll explain your options side by side so you can pick what fits your health, your doctors and your budget.
Medicare Advantage
All-in-one plans (Part C) that often include drug coverage and extras like dental and vision.
Learn moreMedicare Supplements
Medigap plans that help pay what Original Medicare doesn't, so you can see any doctor who takes Medicare.
Learn morePart D Drug Plans
Prescription coverage. We check your exact medications and pharmacy to find the best fit.
Learn moreAnnuities & Life
Protect your savings, plan for income, and take care of the people you love.
Learn moreRooted in Huntsville. Helping families in other states too.
Our office is here in North Alabama, but you don't have to be. If you live in a state where we're licensed, we can help you just as well by phone or video. Moving to be near family, or helping a parent in another state? We can help with that too.
In person
Sit down with us in Huntsville or Madison. Bring your cards, your prescriptions and your questions.
By phone
Same review, same care, from your kitchen table. Works for anyone in a state where we're licensed.
By video
See the plan comparisons on screen with us. Easy for adult children to join from wherever they live.
Licensed in Alabama, Arizona, Colorado, Florida, Georgia, Kentucky, Michigan, Mississippi, Missouri, Nevada, North Carolina, Ohio, Tennessee, Texas, Washington and West Virginia. Don't see your state? Ask us anyway.
Don't miss your enrollment window
Your Initial Enrollment Period is 7 months long: the 3 months before your 65th birthday month, your birthday month, and the 3 months after. Enrolling late can mean penalties that last as long as you have Medicare.
- Still working? We'll show how Medicare fits with your employer plan.
- On TRICARE or federal coverage? We'll walk through what changes.
- Helping a parent? Bring them along. We'll answer everyone's questions.
Meet Jassen & Kerry Garner
Jassen and Kerry are licensed, local Medicare agents here in North Alabama.
"Ohana" means family. We treat every person who calls us the way we'd want our own parents treated: honest answers, no pressure, and plenty of time for questions.
Learn Medicare over lunch, on us
Once a month we host a free, education-only class for people turning 65 and anyone new to Medicare. No sales pitch, no enrollments, just clear answers.
Free lunch includedBring a spouse or friendHuntsville & MadisonWhat our neighbors say
Real reviews from real clients, straight from Google.
Read Our Google ReviewsGet your questions answered this week
Book a free phone call or an in-person visit. Or start your review online and we'll come prepared.