Terms of use

Terms of use

The ground rules for using ohanabenefits.com.

Effective date: November 5, 2026

These terms apply to your use of ohanabenefits.com (the "site"), operated by Ohana Benefits, a DBA of JLG Insurance Services LLC ("Ohana Benefits," "we," "us"). By using the site, you agree to these terms. If you don't agree, please don't use the site.

Who we are

Ohana Benefits is an independent insurance agency. Our agents are licensed to sell insurance in Alabama, Arizona, Colorado, Florida, Georgia, Kentucky, Michigan, Mississippi, Missouri, Nevada, North Carolina, Ohio, Tennessee, Texas, Washington and West Virginia. We can only sell insurance in states where we are licensed.

Ohana Benefits is not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Information on this site

The content on this site is general education about Medicare, annuities and life insurance. It is not legal, tax, financial or medical advice, and it is not an offer of coverage. Plan benefits, costs, networks and availability are set by each insurance company, vary by location and can change each year. Always review a plan's official documents before you enroll.

We work to keep the site accurate and up to date, but we don't guarantee that every detail is complete, current or error-free.

Appointments, forms and messages

When you book an appointment, register for a seminar or submit a form, you agree to give accurate information and allow us to contact you about your request. Submitting a form or booking a call does not enroll you in any plan or create any obligation to buy.

If you agree to receive text messages, message frequency varies and message and data rates may apply. Reply STOP to opt out or HELP for help. See our Privacy Policy for how we handle your information.

Links to other sites

The site may link to websites we don't control, such as Medicare.gov or insurance company sites. We aren't responsible for their content or practices.

Our content

The text, design and graphics on this site belong to Ohana Benefits or are used with permission. You may view and print pages for your personal use, but you may not copy or reuse them for commercial purposes without our written permission.

Disclaimer

The site is provided "as is" and "as available." To the fullest extent allowed by law, we disclaim all warranties, express or implied, about the site and its content.

Limitation of liability

To the fullest extent allowed by law, Ohana Benefits and JLG Insurance Services LLC will not be liable for any indirect, incidental or consequential damages arising from your use of the site. This does not limit any rights you have under your insurance policy or applicable insurance law.

Governing law

These terms are governed by the laws of the State of Alabama.

Changes

We may update these terms from time to time. The effective date at the top shows when they were last changed. Continuing to use the site means you accept the updated terms.

Contact us

Ohana Benefits, a DBA of JLG Insurance Services LLC
5000 Whitesburg Dr, Suite 190, Huntsville, AL 35802
(256) 914-4145 (TTY 711)
[email protected]

Ohana Benefits

Licensed Medicare help, based in Huntsville, AL. Serving clients in person locally and by phone or video across 16 states.

(256) 914-4145
TTY 711

[email protected]
[email protected]

5000 Whitesburg Dr, Suite 190
Huntsville, AL 35802

Office visits by appointment