Beyond Medicare, we help with the money side of retirement: keeping savings safe, turning them into income, and making sure your family is taken care of.
An annuity is a contract with an insurance company. You put money in, and in return the company can grow it, protect it, and pay it back to you as income, sometimes for life.
People often look at annuities when they're nearing retirement, rolling over a 401(k), or tired of watching the market swing.
The right policy depends on what you want it to do: replace income, pay off a home, or cover final expenses so your family isn't left with the bill.
Coverage for a set number of years. Usually the lowest cost per dollar of coverage.
Coverage that lasts your whole life and can build cash value over time.
A smaller policy designed to cover funeral costs and final bills. Often easier to qualify for.
We'll explain your options in plain English and only recommend what fits your goals.
Annuities and life insurance are discussed in their own appointment, separate from any Medicare appointment.